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Privacy Policy

 FACTS:

 

What does FIRST NATIONAL BANK OF TRENTON Do With Your Personal Information?

 

Why?

 

Financial institutions choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

    • Social Security number and income

    • account balances and payment history

    • credit history and credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

 

All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank of Trenton chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information:

 

    •  For our everyday business purposes - Such as to process your transactions, maintain your account(s),

        respond to court orders and legal investigations or report to credit bureaus.  Does First National Bank

        of Trenton share this information?  YES.  Can you limit this sharing?  NO.

    

    •  For our marketing purposes - To offer our products and services to you.  Does First National Bank of

        Trenton share this information?  YES.  Can you limit this sharing?  NO.

 

    •  For joint marketing with other financial companies -  Does First National Bank of Trenton share this

        information?  NO.  Can you limit this sharing?  NO.

 

    •  For our affiliates' everyday business purposes - Information about your transactions and experiences.

        Does First National Bank of Trenton share this information?  NO.  Can you limit this sharing?  WE DO

        NOT SHARE.

 

    •  For our affiliates' everyday business purposes - Information about your creditworthiness.  Does First

        National Bank of Trenton share this information?  NO.  Can you limit this sharing?  WE DO NOT SHARE.

 

    •  For nonaffiliates to market to you -  Does First National Bank of Trenton share this information?  NO.

        Can you limit this sharing?  WE DO NOT SHARE.

 

 

Who We Are 

 

Who is providing this notice?  First National Bank of Trenton.

 

What We Do 

 

How does First National Bank of Trenton protect my personal information?  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

 

 

How does First National Bank of Trenton collect my personal information?  We collect your personal information, for example, when you

       

    •  Open an account or deposit money

    •  apply for a loan or show your drives license

    •  use your debit card

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can't I limit all sharing?  Federal law gives you the right to limit only

 

    •  Sharing for affiliates' everyday business purposes - information about your creditworthiness

    •  Affiliates from using your information to market to you

    •  Sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions:

 

    •  Affiliates - Companies related by common ownership or control.  They can be financial and nonfinancial

        companies.  First National Bank of Trenton has no affiliates.

 

    •  Nonaffiliates - Companies not related by common ownership or control.  They can be financial and

        nonfinancial companies.  First National Bank of Trenton does not share with nonaffiliates.

 

    •  Joint Marketing - A formal agreement between nonaffiliated financial companies that together market

        financial products or services to you.  First National Bank of Trenton does not market jointly with

        nonaffiliates. 

    

 

Questions?  Call 903-989-2235.

 

 

 

 

 

 

 

 

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